Recent News & Blog / Big changes coming: Paper checks for federal tax payments ending
September 30, 2025
Earlier this year, President Trump signed an Executive Order that will significantly change how taxpayers receive refunds and make payments to the federal government.
The IRS reinforced this directive in a September 23, 2025 news release, announcing that paper tax refund checks for individual taxpayers will be phased out starting September 30.
This transition also marks the first step in a broader move toward electronic-only federal payments made to the U.S. Treasury. Taxpayers should continue to use existing payment options until further guidance from the IRS is issued prior to the 2026 filing season.
What this means for taxpayers
While filing your tax return won’t change, how you receive your refund and make payments will look a little different moving forward. Here are the key points to know:
- Filing stays the same – Continue using your preferred filing method when filing your taxes.
- Refunds go digital – Most refunds will be issued by direct deposit or other secure electronic methods. For those without access to bank accounts, alternatives such as prepaid debit cards or digital wallets will be made available.
- Verify your information – Be sure your banking details are accurate and securely shared with your tax preparer to avoid delays.
- Payments will transition – Electronic payment options are encouraged, though taxpayers may continue using current payment methods until further guidance is released.
What’s next?
The IRS has stated that additional guidance and details will be issued before the 2026 filing season. Individual taxpayers are encouraged to review their options now to prepare for a smooth transition.
At SEK, we are here to help you understand these changes and make sure you are ready. Planning ahead can help you avoid surprises and ensure your payments and refunds are handled efficiently. Contact your Client Relationship Manager if you have any questions about your situation.